I get so many calls and e-mails each week about whether the condominium or the unit owner is responsible to fix something that’s broken. Florida Statute 718.113 was recently amended and here’s what it says:

(1) Maintenance of the common elements is the responsibility of the association, except for any maintenance responsibility for limited common elements assigned to the unit owner by the declaration. The association shall provide for the maintenance, repair, and replacement of the condominium property for which it bears responsibility pursuant to the declaration of condominium.

That kind of clarifies it, doesn’t it? The association shall provide for the maintenance, repair, and replacement of the condominium property for which it bears responsibility pursuant to the declaration of condominium. Notice the word shall is used. In simple terms, shall means must. So there is no argument……if the declaration says the association is responsible, the association must repair it.

But suppose the association does not have money to make the repair? Now what? The association can certainly special assess right? But suppose the docs place a limit on the amount of the special assessment or require a unit owner vote to approve a special assessment and the unit owners won’t vote in favor of it? Now what can you do?

Of course you may be able to borrow money. Florida’s not for profit statute allows condominiums to borrow money. So, the condo is in the clear right? Not so fast. Suppose the condo docs require a vote of the owners in order for the condo to borrow money and the owners won’t vote in favor of a loan?

How can the condominium make the repairs it is required by law to make if it can’t assess or borrow?

So here is this attorney’s opinion. I don’t care about any language in a declaration that prevents an association from passing an assessment in order to make mandatory repairs. The board can and must pass the assessment in order to comply with their statutory obligation to repair and maintain the common property.

On the other hand, if the governing documents do not prevent an association from borrowing money, the association certainly can. However……if the governing documents will not allow the association to borrow money unless a certain number of the owners approve, the association cannot borrow unless the owners vote to approve. No bank will approve a loan if the governing documents require the owners to vote in order to borrow, and the vote has not been obtained. Get legal advice if you need money and you feel tied up by your docs.